Instalment payments – Avarda overdraft facility
Pay for your purchases flexibly in monthly instalments. The credit is provided by Avarda Bank AB, Finnish branch.
- Credit limit: €1,000–6,000, subject to credit approval
- Payback period: up to 48 months – you choose
- Interest rate: variable, 15 % + reference rate (currently totalling 17.5 %)
- Account management fee: €0–5 per month
- Minimum monthly instalment: 8 €
- You can pay off your loan at any time without incurring any additional charges
- One payment-free month is possible, provided payments have been made on time for 4 months
- Requirements: you must be of legal age, have a regular income from employment or a pension, and be able to verify your identity using your online banking credentials
Sample calculation
A purchase of €1,000, repayment period 12 months, nominal interest rate 17.5 % (15 % + reference rate 2.5 %) and an account management fee of €5 per month:
monthly instalment 96,44 €, the total cost of the loan 157,31 €, total amount payable 1 157,31 €, the actual annual interest rate 31,72 %.
Please note! Taking out a loan comes at a cost.
Credit is granted on the basis of an approved credit decision. The reference interest rate is reviewed on 1 January and 1 July. Further terms and conditions: Avardan’s credit terms and standard European consumer credit information (PDF)
I upgraded my first mavic mini to this new one and I can say that it was worth it. More features, better camera and flies much more stable e.g. in wind and low light and the range is so much better, there is not immediately in the air squealing about weak connection like the old wi-fi. Obstacle detection is really functional, tested in a fairly dense bush and tracked flawlessly dodging obstacles either going around or under or over them. The new controller is handy, no need to harness the phone to fly. Minuses: no other software can be installed on the controller, no transport protection for the propellers, the memory card is so deep that at least with my own knives it is challenging to put it in and out without an aid. The other control pins would also have been in place, as in previous drones, are so small that they get lost easily if the attachment under the controller loosens over time.