Instalment payments – Avarda overdraft facility
Pay for your purchases flexibly in monthly instalments. The credit is provided by Avarda Bank AB, Finnish branch.
- Credit limit: €1,000–6,000, subject to credit approval
- Payback period: up to 48 months – you choose
- Interest rate: variable, 15 % + reference rate (currently totalling 17.5 %)
- Account management fee: €0–5 per month
- Minimum monthly instalment: 8 €
- You can pay off your loan at any time without incurring any additional charges
- One payment-free month is possible, provided payments have been made on time for 4 months
- Requirements: you must be of legal age, have a regular income from employment or a pension, and be able to verify your identity using your online banking credentials
Sample calculation
A purchase of €1,000, repayment period 12 months, nominal interest rate 17.5 % (15 % + reference rate 2.5 %) and an account management fee of €5 per month:
monthly instalment 96,44 €, the total cost of the loan 157,31 €, total amount payable 1 157,31 €, the actual annual interest rate 31,72 %.
Please note! Taking out a loan comes at a cost.
Credit is granted on the basis of an approved credit decision. The reference interest rate is reviewed on 1 January and 1 July. Further terms and conditions: Avardan’s credit terms and standard European consumer credit information (PDF)
Works well and is also sturdy enough and reasonably priced
For Godox V1 round head - excellent quality!
Really sturdy and with a high quality feel. Quick adjustment thanks to the excellent tightening handle. Eats two speedlite flashes in upright position for added usability in mobile studio.
The use so far has worked, at least for me. My only experience so far is with the Godox V1 flash. I had to fight a bit with the umbrella attachment at the beginning, and search for information on the web how to attach it. But I got it to work after a while of trying and it works as it should now.
Rigid bracket for hand salami. I wish there was a better adjustment for the shade attachment.