Instalment payments – Avarda overdraft facility
Pay for your purchases flexibly in monthly instalments. The credit is provided by Avarda Bank AB, Finnish branch.
- Credit limit: €1,000–6,000, subject to credit approval
- Payback period: up to 48 months – you choose
- Interest rate: variable, 15 % + reference rate (currently totalling 17.5 %)
- Account management fee: €0–5 per month
- Minimum monthly instalment: 8 €
- You can pay off your loan at any time without incurring any additional charges
- One payment-free month is possible, provided payments have been made on time for 4 months
- Requirements: you must be of legal age, have a regular income from employment or a pension, and be able to verify your identity using your online banking credentials
Sample calculation
A purchase of €1,000, repayment period 12 months, nominal interest rate 17.5 % (15 % + reference rate 2.5 %) and an account management fee of €5 per month:
monthly instalment 96,44 €, the total cost of the loan 157,31 €, total amount payable 1 157,31 €, the actual annual interest rate 31,72 %.
Please note! Taking out a loan comes at a cost.
Credit is granted on the basis of an approved credit decision. The reference interest rate is reviewed on 1 January and 1 July. Further terms and conditions: Avardan’s credit terms and standard European consumer credit information (PDF)
Very fast delivery
I bought the product as a rain cover for the front lens, which was not its original purpose. With a normal lens hood, droplets quickly find their way into the front lens, especially with wide lenses with low vvs, but with this matte box there is hardly a problem. The quality of the product matched my previous experience with Smallrig, so no complaints there. Lightweight to carry around, doesn't take up too much space in the backpack. Plus the possibility to use round filters. Undoubtedly also works well for blocking sunshine from the lens.
Absolutely essential for video projection if the light makes reflections. And if you use more than one lens, buying filters in a square design to fit the Matte Box allows you to have one filter for each lens that you can mount on the Matte Box, rather than having to buy separate filters for each lens filter thread. Of course, you can also use round filters with this. Light to carry, so portability is not a problem. Guaranteed Smallrig quality. Comes with a storage bag for the Matte Box, but not for the adapter pieces. I suppose you could put them in the same bag, but I doubt they would scratch.