Instalment payments – Avarda overdraft facility
Pay for your purchases flexibly in monthly instalments. The credit is provided by Avarda Bank AB, Finnish branch.
- Credit limit: €1,000–6,000, subject to credit approval
- Payback period: up to 48 months – you choose
- Interest rate: variable, 15 % + reference rate (currently totalling 17.5 %)
- Account management fee: €0–5 per month
- Minimum monthly instalment: 8 €
- You can pay off your loan at any time without incurring any additional charges
- One payment-free month is possible, provided payments have been made on time for 4 months
- Requirements: you must be of legal age, have a regular income from employment or a pension, and be able to verify your identity using your online banking credentials
Sample calculation
A purchase of €1,000, repayment period 12 months, nominal interest rate 17.5 % (15 % + reference rate 2.5 %) and an account management fee of €5 per month:
monthly instalment 96,44 €, the total cost of the loan 157,31 €, total amount payable 1 157,31 €, the actual annual interest rate 31,72 %.
Please note! Taking out a loan comes at a cost.
Credit is granted on the basis of an approved credit decision. The reference interest rate is reviewed on 1 January and 1 July. Further terms and conditions: Avardan’s credit terms and standard European consumer credit information (PDF)
A handy wrist strap. The camera can be quickly swapped between different straps with the same attachment
The product is just fine Peak Design quality. Also fits Peak anchors. Minus the fact that the wrist thickness adjustment cannot be locked, it is always an open throttle. Sometimes it can be good too, you just have to know what kind it is.
A functional and practical wrist strap that keeps your camera on your wrist. There's no fear of dropping your camera and the parts are of high quality. The strap tightens appropriately and doesn't loosen unnecessarily, so there's no need to adjust and twist it all the time. I found nothing to complain about.
Otherwise a good product but it tightens too much. Some kind of adjustment to prevent it from getting too tight would be good.