Instalment payments – Avarda overdraft facility
Pay for your purchases flexibly in monthly instalments. The credit is provided by Avarda Bank AB, Finnish branch.
- Credit limit: €1,000–6,000, subject to credit approval
- Payback period: up to 48 months – you choose
- Interest rate: variable, 15 % + reference rate (currently totalling 17.5 %)
- Account management fee: €0–5 per month
- Minimum monthly instalment: 8 €
- You can pay off your loan at any time without incurring any additional charges
- One payment-free month is possible, provided payments have been made on time for 4 months
- Requirements: you must be of legal age, have a regular income from employment or a pension, and be able to verify your identity using your online banking credentials
Sample calculation
A purchase of €1,000, repayment period 12 months, nominal interest rate 17.5 % (15 % + reference rate 2.5 %) and an account management fee of €5 per month:
monthly instalment 96,44 €, the total cost of the loan 157,31 €, total amount payable 1 157,31 €, the actual annual interest rate 31,72 %.
Please note! Taking out a loan comes at a cost.
Credit is granted on the basis of an approved credit decision. The reference interest rate is reviewed on 1 January and 1 July. Further terms and conditions: Avardan’s credit terms and standard European consumer credit information (PDF)
Works well
Cleaning the camera's sensor didn't seem at all appealing, but the cost and hassle of having it done in a shop was not attractive either.
With this set, the cleaning was done perfectly in no time, you just have to be careful and not rush.
Nikon's 6Ziii sensor is apparently susceptible to dust despite careful handling, now it can cope with it.
Easy to use and functional cleaning kit. If you're not a complete fool, anyone can clean a cell with this kit.
If the cleaning costs 50€ in the shop, the price of cleaning will drop considerably, even if the set is not cheap.
It worked as it should, but the price is quite high considering that there are only 14 spatulas in the package. .
Easy to clean! Dust that didn't come out with a pump, came out with this one spatula a couple of times, pulling edge to edge. Easy as making hay, and there are instructions galore in the tube.