Instalment payments – Avarda overdraft facility
Pay for your purchases flexibly in monthly instalments. The credit is provided by Avarda Bank AB, Finnish branch.
- Credit limit: €1,000–6,000, subject to credit approval
- Payback period: up to 48 months – you choose
- Interest rate: variable, 15 % + reference rate (currently totalling 17.5 %)
- Account management fee: €0–5 per month
- Minimum monthly instalment: 8 €
- You can pay off your loan at any time without incurring any additional charges
- One payment-free month is possible, provided payments have been made on time for 4 months
- Requirements: you must be of legal age, have a regular income from employment or a pension, and be able to verify your identity using your online banking credentials
Sample calculation
A purchase of €1,000, repayment period 12 months, nominal interest rate 17.5 % (15 % + reference rate 2.5 %) and an account management fee of €5 per month:
monthly instalment 96,44 €, the total cost of the loan 157,31 €, total amount payable 1 157,31 €, the actual annual interest rate 31,72 %.
Please note! Taking out a loan comes at a cost.
Credit is granted on the basis of an approved credit decision. The reference interest rate is reviewed on 1 January and 1 July. Further terms and conditions: Avardan’s credit terms and standard European consumer credit information (PDF)
I replaced the XF 55-200mm with this and I'm happy using it with the XT2.
Image stabilisation is very good and image quality is excellent. Manual focus with a good feel that you can even use.
The only negative thing is that there is no dedicated switch for image stabilisation. Of course, it can be toggled on and off in the camera's settings.
I'm glad I chose this, rather than the larger 100-400 lens, because this one goes easily in a shoulder bag, just like the 55-200 lens.
The long-awaited product finally arrived. Lightweight small but high quality. Of the 200 mm and 400 mm versions, this is the best compromise. 200 physically löhes as big and not even cheaper. 400 mm then again ho much bigger and double the price. This became my favourite lens immediately