Instalment payments – Avarda overdraft facility
Pay for your purchases flexibly in monthly instalments. The credit is provided by Avarda Bank AB, Finnish branch.
- Credit limit: €1,000–6,000, subject to credit approval
- Payback period: up to 48 months – you choose
- Interest rate: variable, 15 % + reference rate (currently totalling 17.5 %)
- Account management fee: €0–5 per month
- Minimum monthly instalment: 8 €
- You can pay off your loan at any time without incurring any additional charges
- One payment-free month is possible, provided payments have been made on time for 4 months
- Requirements: you must be of legal age, have a regular income from employment or a pension, and be able to verify your identity using your online banking credentials
Sample calculation
A purchase of €1,000, repayment period 12 months, nominal interest rate 17.5 % (15 % + reference rate 2.5 %) and an account management fee of €5 per month:
monthly instalment 96,44 €, the total cost of the loan 157,31 €, total amount payable 1 157,31 €, the actual annual interest rate 31,72 %.
Please note! Taking out a loan comes at a cost.
Credit is granted on the basis of an approved credit decision. The reference interest rate is reviewed on 1 January and 1 July. Further terms and conditions: Avardan’s credit terms and standard European consumer credit information (PDF)
A handy sized, sturdily made, high quality short tele. Accurate, fast autofocus. A bit more hissy when focusing than the xf35 f2, but not (to me at least) distracting. If there's something bad to dig out, the lens hood should be metal for the price, but they are plastic for the whole f2 series.
yes, this is just the kind of thing you can tell from the opinions around the web. sturdy and of good quality, as all fuji pipes seem to be. Drawing is good het full aperture and focus is at least xt2 en nokalla fast and accurate. there is an exciting hissing noise when focusing at other times than when shooting at full aperture. the camera apparently always uses a dimmer aperture wide open during focusing to facilitate focusing. there is no similar noise on the 23mm f2 tube, but according to online reports, that hissing noise is a thing with the 50mm tube. in potrait photography you get a nice blurring of the background but this is not a bokeh tube. for five stars you would need a 1.4 aperture or a cheaper price. nikon's 50mm 1.8G tube was recently on sale for 100$ new and you can pay more than five times as much for this. but there's no denying that this is a better looking tube, there's no getting away from it!