Instalment payments – Avarda overdraft facility
Pay for your purchases flexibly in monthly instalments. The credit is provided by Avarda Bank AB, Finnish branch.
- Credit limit: €1,000–6,000, subject to credit approval
- Payback period: up to 48 months – you choose
- Interest rate: variable, 15 % + reference rate (currently totalling 17.5 %)
- Account management fee: €0–5 per month
- Minimum monthly instalment: 8 €
- You can pay off your loan at any time without incurring any additional charges
- One payment-free month is possible, provided payments have been made on time for 4 months
- Requirements: you must be of legal age, have a regular income from employment or a pension, and be able to verify your identity using your online banking credentials
Sample calculation
A purchase of €1,000, repayment period 12 months, nominal interest rate 17.5 % (15 % + reference rate 2.5 %) and an account management fee of €5 per month:
monthly instalment 96,44 €, the total cost of the loan 157,31 €, total amount payable 1 157,31 €, the actual annual interest rate 31,72 %.
Please note! Taking out a loan comes at a cost.
Credit is granted on the basis of an approved credit decision. The reference interest rate is reviewed on 1 January and 1 July. Further terms and conditions: Avardan’s credit terms and standard European consumer credit information (PDF)
High quality but a bit shaky when you have all the telescopes out. At least when shooting outdoors in terrain, it could do with more rigidity. Still one of the best in its price range.
Based on first experience, it seems to be of a very high quality. I bought it as an experiment to replace a manfrotto that broke down because of the price and I don't regret it. First shipment of basketball shot with the tripod, and the tripod worked as intended. On the plus side, the zoom handle and plate from another brand went straight to the tripod.
A sturdy camera mount that also allows you to shoot video. The construction feels incredibly high quality, all the locks, wing nuts tighten the desired part in place and seem to stay there. You can position the camera exactly where and how you want it and don't have to worry about the wind knocking the tripod over. Definitely one of the best tripods for hobbyists, better models are already professional quality.