Instalment payments – Avarda overdraft facility
Pay for your purchases flexibly in monthly instalments. The credit is provided by Avarda Bank AB, Finnish branch.
- Credit limit: €1,000–6,000, subject to credit approval
- Payback period: up to 48 months – you choose
- Interest rate: variable, 15 % + reference rate (currently totalling 17.5 %)
- Account management fee: €0–5 per month
- Minimum monthly instalment: 8 €
- You can pay off your loan at any time without incurring any additional charges
- One payment-free month is possible, provided payments have been made on time for 4 months
- Requirements: you must be of legal age, have a regular income from employment or a pension, and be able to verify your identity using your online banking credentials
Sample calculation
A purchase of €1,000, repayment period 12 months, nominal interest rate 17.5 % (15 % + reference rate 2.5 %) and an account management fee of €5 per month:
monthly instalment 96,44 €, the total cost of the loan 157,31 €, total amount payable 1 157,31 €, the actual annual interest rate 31,72 %.
Please note! Taking out a loan comes at a cost.
Credit is granted on the basis of an approved credit decision. The reference interest rate is reviewed on 1 January and 1 July. Further terms and conditions: Avardan’s credit terms and standard European consumer credit information (PDF)
The lens is very good and works perfectly with the X-T3. I find the mechanical aperture selection makes shooting fun and gives the feeling that you are dealing with something precious and good. The DOP is very good at f/2 in my opinion. A very good lens.
I'm thinking of going a bit in the macro direction, but fujino nights is offering a MCEX-11 which you can attach to this lens if you want, so you get a good price for close-ups. Very good lens this 35mm f/2
The Fuji f2 series is incredible value for money. Metal construction, compact design and a mechanical aperture ring that doesn't rotate on its own. The image quality is really sharp, and I've never been disappointed. Excellent compatibility, especially with the X-Pro series of bodies, which I don't like to use large lenses with.
Fuji's original backlight protector on these is not very good, I left it in the box and replaced it with another one.